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Finance your dreams today

I make my plans happen, not tomorrow, but now.

Get a simple, fast loan tailored to your needs. With our support, your projects can come to life without delay.

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Discover Kredix Finanx

The online bank that simplifies credit

A modern and transparent approach to financing your projects with ease.

At Kredix Finanx, we make borrowing simple, fast, and secure. With our 100% online platform, you can manage your financing requests, track your repayments, and bring your projects to life without paperwork or complications. Our goal is to offer you clear, flexible solutions tailored to each stage of your life, so that credit becomes a tool to help you achieve your ambitions.

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Our latest offers and advice

Solutions for every project

Quick mini-loan

For your occasional and urgent needs, with immediate processing.

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Debt consolidation

Simplify your finances by consolidating your loans into a single monthly payment.

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Flexible credit

For your personal projects, without complicated procedures and with conditions.

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What sets us apart

Why choose Kredix Finanx?

Choosing Kredix Finanx means opting for a simple, transparent credit experience tailored to your needs, with personal support at every step of the way.

Simplicity above all else 100%
Complete transparency 97%
Responsiveness and support 92%
CUSTOMERS
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FIXED RATE
%
VALIDATED REQUESTS
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ONLINE LOAN
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What our customers say

Customer reviews of our Kredit finanx loans, collected by Verified Reviews.

The Verified Reviews label stands for: authentic reviews, total transparency, and a trusted third party. The management of customer reviews on floabank.fr by Verified Reviews is certified as compliant with the NF ISO standard for “Online consumer reviews.”

Trust must be earned.

Our clients, our greatest successes

With Kredix Finanx, I was able to renovate my house without complicating my life. The team is responsive and the process is really simple.
Sophie M
Lyon, France
I needed a quick loan to buy a new car. Kredix Finanx approved my application in less than 24 hours. Top-notch professionalism and efficiency!
Marc M.
Suisse
As a student, I obtained funding for my training without any difficulty. Everything is clear, digital, and secure. I would recommend it without hesitation.
Élodie V.
Belgique
Kredix Finanx enabled me to launch my small business in Montreal. Fast service, fair rates, and personalized follow-up. A truly human experience.
Jonathan L.
Canada
Thanks to Kredix Finanx, I was able to renovate my vacation home in Gothenburg. The process is clear, fast, and completely online. A truly reliable service.
Erik L
Suède
Studying in Helsinki is expensive, but Kredix Finanx helped me obtain flexible financing for my studies. Fast service, very professional team.
Emilia K.
Finlande
I wanted to change cars, and Kredix Finanx was perfect. Attractive rates, quick response, and attentive customer service. Everything was done easily online.
Lars M.
Norvège
I obtained financing to expand my design business in Copenhagen. Kredix Finanx provided me with reliable and flexible support. Excellent service.
Maja N.
Danemark
A smooth and hassle-free experience. Kredix Finanx helped me realize a personal project in Berlin. Fast service and a very responsive team.
Thomas W.
Allemagne
I financed the renovation of my apartment in Amsterdam with Kredix Finanx. Everything was transparent and efficient. A real alternative to traditional banks.
Anouk V.
Pays-Bas
I was looking for a flexible solution for a family project, and Kredix Finanx met my expectations with professionalism and speed.
Petra R.
Slovénie

Our values, our commitment

  • Transparency
  • Innovation

At Kredix Finanx, transparency is not an option, it is a promise. We make it a point of honor to offer you clear communication, transparent terms and conditions, and complete trust at every stage.

  • Each rate, each term, and each commitment is explained simply, so you know exactly what you are signing up for.
  • Our offers are designed to be fair and honest: no hidden costs, no tricks, just reliable and transparent solutions.

At Kredix Finanx, we believe that technology should simplify financial life. Innovation is at the heart of our services to make credit faster, smoother, and smarter.

  • Request, track, and manage your credit with ease from your customer account, without paperwork or travel.
  • With our digital solutions, you stay in control of your finances and receive personalized support every step of the way.
  • Responsiveness
  • Accessibilité

At Kredix Finanx, we know that every minute counts when it comes to completing a project. That's why we've made speed and efficiency our priority.

  • Our experts will review your request in record time to offer you a solution tailored to your situation.
  • Thanks to our digital tools, your requests are analyzed and validated in just a few clicks, without unnecessary waiting.

Chez Kredix Finanx, nous pensons que le crédit doit être à la portée de tous. Nos services sont conçus pour offrir une expérience simple, fluide et ouverte à chacun, quels que soient les besoins ou le profil.

  • Notre interface intuitive et nos formulaires allégés permettent de faire une demande de crédit en quelques minutes, sans complexité.
  • Notre équipe reste à votre écoute à tout moment pour vous guider, répondre à vos questions et vous aider à concrétiser vos projets.

Contact us easily

Any questions about our loans?

    Updated on: 01/08/2025

    A subsidiary of the BNP PARIBAS Group, Kredix Finanx offers consumers payment solutions, mini-loans, and bank cards. Kredix Finanx partners with major (e-)retailers, key players in the travel industry, and Fintechs, for whom it develops tailor-made services. Kredix Finanx products and services stand out for their ease of use for customers and speed of integration for partners. Voted Customer Service of the Year 2024, Kredix Finanx has more than 4 million customers. Kredix Finanx aims to become the European leader in payment solutions.

    Simple and fast financing solutions for all your projects.

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    Contacts
    • Address: 28 Rue du Chemin Vert, 75011 Paris, France
    • Email: kontact@kredix-finanx.com
    • Phone: +330759798626
    • Open: 24/7
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