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The personal loan that suits you At Kredix Finanx, every application is unique. We offer flexible personal loans with clear terms and competitive rates, so you can finance your projects with complete peace of mind. Submit a Request Build the future you envision With Kredix Finanx, bring your personal projects to life with confidence. Our credit offers are designed to support your vision and accompany your ambitions, step by step. Submit a Request A dedicated team at your side At Kredix Finanx, you are never alone. Our team of dedicated advisors will guide you every step of the way to find the financing solution that best suits your needs. Submit a request
01
Freedom of use

Use your loan however
you want

02
Simplicity and speed

An online application and fast processing.

03
Fixed rate

Take advantage of a favorable fixed rate of 3%.

What is a personal loan?

Your Personal Loan with kredix finanx

It belongs to the category of consumer credit. It is an amortizable loan. A personal loan is not tied to any specific purchase. When it is granted, the borrower is therefore free to use the loan amount as they wish. In either case, the credit institution will ask you for supporting documents to review your credit application, in accordance with the law. A personal loan is a simple and flexible financing solution that allows you to carry out your projects without having to justify the use of the funds. Whether for a purchase, a trip, or a one-time need, you borrow a fixed amount that is repaid in clear monthly installments at a constant rate. At Kredix Finanx, we make this process even more accessible, fast, and transparent—for a loan that truly fits your life.

Supporting Documents

What supporting documents are required for a personal loan?

To obtain a personal loan, you only need to provide a few simple documents to complete your application. These documents are used to verify your identity, financial situation, and ability to repay the loan.

A form of identification

National ID card, passport, or residence permit.

Proof of income

Pay slips, tax notices, or bank statements.

Proof of residence

Electricity bill, telephone bill, or rent receipt.

A bank statement

(RIB) for the payment of funds and direct debit.

much more than just financing

Everything you need to know about personal loans

  • Work
  • Your Choice

The borrowed money can be used to finance any personal project: travel, weddings, home improvements, furniture purchases, unexpected expenses, etc.

  • A personal loan is an unsecured consumer loan, meaning that the borrower does not need to justify how the money will be used.
  • A personal loan is a consumer loan granted by a bank or financial institution to an individual, with no obligation to justify the use of the funds.

Unlike other loans, you are not required to justify how you use the money. You remain free and flexible, while benefiting from a fixed rate and scheduled monthly payments.

  • The loan amount: depending on your needs, from a few thousand to tens of thousands of euros.
  • Repayment period: tailored to your budget, so that your monthly payments remain affordable.
Simplified financing

4 steps to make your project a reality.

01.
Apply online

Fill out our secure form in just a few minutes.

02.
Get a quick response

Our system instantly evaluates your request.

03.
Sign your contract

Once your offer has been accepted, sign your contract online.

04.
Receive funds in your account

You can then get started on your project right away.

Contact us easily

Any questions about our loans?

    Updated on: 01/08/2025

    A subsidiary of the BNP PARIBAS Group, Kredix Finanx offers consumers payment solutions, mini-loans, and bank cards. Kredix Finanx partners with major (e-)retailers, key players in the travel industry, and Fintechs, for whom it develops tailor-made services. Kredix Finanx products and services stand out for their ease of use for customers and speed of integration for partners. Voted Customer Service of the Year 2024, Kredix Finanx has more than 4 million customers. Kredix Finanx aims to become the European leader in payment solutions.

    Simple and fast financing solutions for all your projects.

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    Contacts
    • Address: 28 Rue du Chemin Vert, 75011 Paris, France
    • Email: kontact@kredix-finanx.com
    • Phone: +330759798626
    • Open: 24/7
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